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JULIE GALLEGOS

Principle Lending Manager

NMLS# 972832

801-860-5777
JULIE GALLEGOS Principle Lending Manager

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Purchasing a Home VA Loans Interest Rates Refinancing a Home Jumbo Mortgage
How Adjustable-Rate Mortgages Work: A Complete Guide
Purchasing a Home

How Adjustable-Rate Mortgages Work: A Complete Guide

Adjustable-rate mortgages (ARMs) can be a practical option for homebuyers who want lower initial payments and flexibility in the early years of a loan. However, because the interest rate can change ov Jun 10, 2026
How the Federal Reserve Impacts Mortgage Rates
Interest Rates

How the Federal Reserve Impacts Mortgage Rates

Interest rates don’t move randomly—and they don’t exist in a vacuum. Behind the scenes, the Federal Reserve plays a central role in shaping the cost of borrowing across the economy, Jun 03, 2026