JULIE GALLEGOS
Principle Lending Manager
NMLS #972832
With more than 25 years of industry experience, Julie brings extensive knowledge across a broad spectrum of loan programs and financing solutions. Known for her professionalism, integrity, and dedication to client success, she has built an impeccable reputation within the mortgage and real estate community. Throughout her career, Julie has helped thousands of individuals and families achieve the dream of homeownership, earning the trust of clients and industry partners alike through personalized service and consistent results.
At Pax Home Loans, we are committed to delivering exceptional mortgage solutions tailored to the unique needs of real estate professionals, builders, and individual homebuyers. With access to a wide range of mortgage programs and lending sources, we work diligently to secure the right loan with competitive rates, favorable terms, and a smooth lending experience from start to finish.
New FHFA Loan Limits for 2027
Oct 14, 2026
Explore the new FHFA loan limits for 2027 and see how they benefit home buyers, home sellers and financing options this year.
Your Home Equity: 10 Ways to Cash Without Moving Out
Oct 07, 2026
Explore 10 practical ways to use home equity wisely, plus key risks and tips to decide what may fit your goals.
Comparing Closing Costs Across the Country
Sep 30, 2026
Closing costs vary widely by state. Learn what drives mortgage closing costs, where buyers pay more, and how to budget ahead.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.
